Institute of Islamic Banking, University of Management and Technology, Lahore, Pakistan, issues this electronic newsletter (with restricted print version) to create greater awareness about issues related to Islamic Banking and Finance. It is limited to the Institute’s contributions to the field. All citations to the material appearing in this publication must carry full bibliographic information. No prior permission is required to cite or quote. Contributions are solicited and published where appropriate to the mission of the Institute. Please address all communications to the Editor-in-Chief.